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Trump has a golden opportunity to smash the student loan trap



Student loans are back in the headlines as the Trump administration moves to resume collections on delinquent federal student debt.

The issue demands serious scrutiny. Borrowers should honor their obligations. Yet the federal government has become the world’s largest predatory lender, handing tens of thousands of dollars in debt to teenagers who often lack the financial literacy to understand what they are signing. No underwriting process checks their ability to repay. Unlike most other loans, student debt cannot be discharged through bankruptcy.

The Trump administration should shift its collection stance and seize the opportunity to reform the broken student lending system.

This corrupt setup has enriched colleges, universities, and their administrators while leaving young people burdened with worthless degrees and mountains of debt.

With an entire generation saddled by debt and losing faith in the American dream, the Trump administration should lead a bold reform effort to fix student lending.

A five-step plan

First, Trump should work with Congress to get the federal government out of the student loan business entirely. The government is not a bank. Borrowing money at the federal level only to shovel it out to unqualified borrowers is reckless and unsustainable.

Next, the administration should pressure universities — particularly nonprofits with massive endowments. To maintain their tax-exempt status, these institutions must justify the return on investment for their degrees, hold a stake in the loans, and offer refunds for programs that fail to deliver promised outcomes.

If a student pursues a degree leading to a $50,000 salary, a college should warn them that taking on $200,000 in debt will never produce a worthwhile return. Aligning financial incentives would push schools to prioritize real-world job skills over administrative bloat and ideological indoctrination.

Student loans should also undergo an underwriting process based on both the student’s academic aptitude and the projected market value of the degree they are pursuing. Loans for high-value degrees should be higher than those for low-value ones, forcing colleges to stay competitive. Loans should also be restricted from funding noneducational expenses like spring break trips.

Additionally, student loans should become dischargeable through bankruptcy, just like other forms of personal debt. Colleges that hold a portion of the loan would then share the risk, giving them a stake in student success.

Finally, outstanding student loans must be restructured. Interest payments already made should be applied toward the principal, and students should have the right to seek recourse against universities that saddled them with overpriced, low-value degrees.

Trump’s big opportunity

The Trump administration has already welcomed many young Americans into the center-right coalition. Tackling the real crisis of college debt — an industry siphoning wealth from the next generation while pretending to offer economic opportunity — would show young voters that conservatives stand for their future.

Fixing student lending is not only good politics; it is the right thing to do to preserve the American dream for everyone.

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Wisconsin star scores likely the best women's hockey goal of all time before scoring OT winner to secure NCAA championship



Kirsten Simms delivered what could be the greatest women's hockey goal ever scored before winning Wisconsin its eighth national title in overtime.

The Wisconsin Badgers faced the Ohio State Buckeyes for the third-straight year in the Division I NCAA finals for women's ice hockey on Sunday. Ohio has appeared in the last four championship games, winning in 2022 and 2024 but losing to Wisconsin in 2023.

In the third period, Wisconsin was down 3-2 when one of their star forwards, Kirsten Simms, took a penalty shot with just 18.9 seconds remaining.

The right-handed skater slowly approached the puck before she dangled Ohio State's goalie out of position and scored what must be one of the best women's hockey goals of all time, if not the best.

Simms was not finished there.

Just 2:49 into overtime, Wisconsin's Lacey Eden fired a shot from the right wing that was stopped but bounced directly into Simms' path on the left side, where she slid a shot through a defenseman's legs for the championship goal. The crowd erupted as the team celebrated and threw their equipment into their air over the 4-3 victory.

'It hasn't sunk in yet, it doesn't feel real.'

Simms finished the game with two goals and an assist, while Eden had two assists of her own.

"It hasn't sunk in yet, it doesn't feel real," Simms told ESPN reporter Blake Bolden. "This team went to bat all game, we fought through a ton of adversity and to come out on top is just exactly what we wanted."

"I was so nervous," Simms said about the penalty shot. "Couldn't think while I was going, just had to try to be confident with it, but it worked out."

Wisconsin Badgers forward Kirsten Simms after winning the NCAA title. Photo by Bailey Hillesheim/Icon Sportswire via Getty Images

Simms remarked on the tough battle her team went through and how pleased she was that Wisconsin managed to stick together in crunch time.

"I couldn't be happy enough for us," she added.

Simms was 10th in league scoring with 25 goals in 41 games. Wisconsin's Casey O'Brien scored 26 this season, while teammate Laila Edwards scored a league-leading 35 goals.

Simms had an even more impressive season in her 2023-2024 campaign, when she scored 33 goals and 42 assists in just 39 games.

She is a First-Team All-American, WCHA Player of the Year, WCHA Forward of the Year, and made the 2023 NCAA All-Tournament Team.

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