'What in the Davos?' Reverse ATMs are the lazy, dystopian cashless future you imagined



"What is a reverse ATM?"

This question has been asked ad nauseum for the last few years, and the answer is somewhere between an unnecessary step and a cashless society.

'Hardly-user friendly.'

Money walks

An early August post asked, "What in the Davos," referring to the home base of the World Economic Forum in Switzerland, where undoubtedly the most controversial world figures come together to coordinate, undoubtedly, the most controversial policies.

The "you'll own nothing and you'll be happy" meme apparently extends to physical money, as well, as one X user's photo read, "reverse ATMs are available throughout the concourse for your convenience."

According to BluePoint ATM Solutions, a "Reverse ATM" is a cash-to-card kiosk that allows users to convert physical cash into a prepaid card.

The kiosks are everywhere now, especially in New York, where they are seen at venues like MVP Arena and the Saratoga Performing Arts Center. In Texas, the San Antonio Zoo says a cashless experience ensures that guests "spend less time in line."

If there is any question as to whether or not the kiosks are connected to the WEF-prescribed future, there are a plethora of horror stories floating around online that confirm the theory.

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Krisztian Bocsi/Bloomberg/Getty Images

Peasant problems

One traveler to Brussels — the home of European Parliament — panicked when she realized she was nearly out of gas and zero locations in the area "employed an actual human attendant."

Her credit cards didn't work anywhere, but her payments weren't being declined, either. Instead, she realized the pumps operate through reverse ATMs: insert cash, get a ticket, scan the ticket at the pump to get gas.

Turns out this was the case in France, too, Ashley Smith wrote. The blogger noted that in many EU states, paying with a credit card forces a €120 deposit, which refunds the difference depending on gas consumption. At the same time, this is disincentivized given that a signature is required for purchases over €100.

With no humans in sight, it's back to the reverse ATM for the peasantry.

Fintech Finance News reported in 2024 that the reverse ATMs are "hardly-user friendly," and one New York location provided no receipt, the card was not reloadable, and users must go through a "time-consuming process" to reclaim any remaining balances.

Similar experiences have been widely discussed online.

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Jakub Porzycki/NurPhoto/Getty Images

Card sharks

One Reddit post discussed an ice cream shop in Philadelphia that refused a $10 bill, opting for a reverse ATM payment instead. The card didn't work, and an employee told the customer it wasn't his fault before gifting him the treat anyway.

On another thread, users discussed how much money is left unclaimed on the ATM cards. One user said he left $9 on a card at an amusement park because "everything in the park" costs more than that.

Another said the New York MTA had made $100 from his unused cards in just one year.

Detractors say to use the card elsewhere, as it is likely a prepaid VISA or Mastercard. Companies will say it prevents cash theft and reduces labor. This is of course for the business, not the customer, who has to whip out cash at a less secure location and then take extra steps simply to spare the establishment a few minutes of work.

"Minimize pathogen concerns associated with cash," BluePoint ATM says on its website.

Unfortunately, the Federal Reserve says there is no federal statute mandating that a private business, person, or organization "must accept currency or coins as payment for goods or services."

Instead, citizens must rely on bylaws, like that of Philadelphia, where under the city's cashless retail prohibition, establishments "may not refuse to accept cash."

It is unclear whether that extends to the ice cream experience, though.

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Keep your eyes on the road — your car is watching



Automotive safety technology was supposed to help you keep your eyes on the road. Increasingly, it is keeping its eyes on you.

More new vehicles are equipped with cameras pointed directly at the driver, tracking where you look, whether your eyes are open, and whether the computer thinks you're paying enough attention. Look down at the touch screen too long and you may hear a warning. Turn your head away from the windshield and the steering wheel may vibrate.

There is a major difference between a sensor detecting that you're drifting out of your lane and a camera continuously observing your face.

This technology is no longer simply an optional gadget dreamed up by automakers. In Europe, regulators now require new vehicles to include systems capable of detecting driver distraction.

On a recent episode of "The Drive," co-host Karl Brauer and I spoke with longtime automotive journalist Michael Harley of Forbes about where this technology is heading.

The stated purpose is safety, and there are good reasons for that. But once a camera is installed inside your car, watching you every second you're behind the wheel, another question becomes unavoidable: Who else eventually gets to watch?

Stay focused

Subaru provides a good example of how quickly driver monitoring has moved into ordinary cars.

Its DriverFocus system uses a near-infrared camera aimed at the driver's eyes and head. Subaru says the system can identify signs of distraction or drowsiness and warn the driver accordingly. Because the camera is infrared, it can continue monitoring the driver even when the cabin is dark.

The intention is easy to understand. Distracted driving kills people, and so does falling asleep behind the wheel.

There is also evidence that many drivers appreciate the technology. An Insurance Institute for Highway Safety study of nearly 3,500 Subaru owners found that 87% used DriverFocus most or every time they drove, while about 70% said they would want the system on their next vehicle.

But that same research identified the downside. Drivers reported false alarms, and some said the warnings came too frequently. Annoyance was one of the main reasons owners switched the system off.

Karl and I have each experienced this ourselves in new vehicles. Modern cars increasingly offer automatic emergency braking, adaptive cruise control, lane-centering systems, and other technology specifically designed to compensate when a driver makes a mistake. Yet some of those same cars are becoming more aggressive about policing exactly where the driver is looking.

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Patrick T. Fallon/Getty Images

Nanny cam

This isn't only about automakers deciding what features customers might like.

Europe is turning driver monitoring into regulation.

Under the European Union's General Safety Regulation, all newly sold vehicles have been required since July 2024 to include technology warning drivers about drowsiness. Beginning in July 2026, additional rules require advanced systems designed to detect driver distraction as well.

The EU doesn't explicitly say every manufacturer must put an infrared camera in your face. The regulation is based on what the system must accomplish rather than specifying one particular piece of hardware.

In practice, however, camera-based systems are an obvious way to meet those requirements, and they're already becoming common.

Once these systems become mandatory in a market as enormous as Europe, automakers have another incentive to design them into vehicles everywhere rather than engineer completely different cars for different countries. That's why American drivers should pay attention.

Close quarters

Here is where I become uncomfortable.

There is a major difference between a sensor detecting that you're drifting out of your lane and a camera continuously observing your face.

Michael explained just how capable these systems already are:

“They’re [infrared] cameras ... watching every single thing in real time inside the car, and it's triggering verbal, audible and/or haptic alarms," he said.

“And you cannot defeat it. Some of them you can turn off, but the second you restart the car, it starts all over again. ... It's just a memory chip ... away from being able to record the telemetry."

Today's camera may simply analyze the information inside the vehicle and generate an alert. Technologically, however, there isn't an enormous distance between a camera that sees what you're doing and a system that stores or transmits what it sees.

Modern cars are already rolling computers connected to manufacturer servers through cellular networks. Automakers have collected driving data and shared information with third parties, while insurance companies increasingly offer policies based on telematics.

Cars can already record enormous amounts of information about speed, location, braking, acceleration, and crashes. Add an interior camera, and the vehicle potentially knows not only where you went and how you drove, but what you were doing while you drove there.

Were you looking at the road or at your phone? Were you yawning? Did you appear sleepy? Who else was inside the vehicle?

Manufacturers will tell us these systems have privacy safeguards, and many of them do. But privacy policies can change. So can software, regulations, and the circumstances under which information can be demanded by law enforcement or other third parties.

The hardware remains pointed at you.

Eyes have it

This is usually how intrusive technology arrives: not through some grand announcement that everybody will now be monitored, but through a series of individually reasonable steps.

It's there to detect drowsiness. It's there to make sure you're paying attention. It's there to prevent crashes.

Each argument has merit. I don't want a sleepy driver drifting across the center line any more than anyone else does. Consumers should nevertheless ask where the boundary lies.

A seatbelt protects me without needing to know where I'm looking. An airbag doesn't watch my face. Anti-lock brakes don't care who is sitting beside me.

Driver-monitoring cameras are different because they introduce something automobiles never historically required: a machine observing the occupants of the car in real time.

Governments are now beginning to require the systems capable of doing that.

New normal

There is one more irony.

Cars are becoming more capable of assisting the driver at precisely the moment manufacturers and regulators are becoming more insistent about monitoring the human being behind the wheel.

Your vehicle can steer, brake, maintain its distance from the car ahead, and in some cases even change lanes and navigate highway interchanges. But glance away for a little too long, and the same car starts scolding you.

Maybe these systems will save lives. I hope they do.

Before Americans normalize cameras watching drivers in every new automobile, however, we deserve clear answers about what those systems collect, whether any information leaves the vehicle, how long it can be retained, and who can obtain it.

Once the camera becomes standard equipment, the question is no longer whether the car can watch you. It's who gets access to what it sees.

The EU forced through full scans of email and messages. Now it's coming for encrypted texts too.



The European Union had a chance to curtail one of the most intrusive bills it has ever seen on Thursday, but citizens will have to wait even longer to find out their fate.

The potential law in question is a debate on "rules to prevent and combat child sexual abuse" in online communications. If passed, the legislation would have cascading effects on the privacy of the average citizen.

'CHAT CONTROL IS COMING.'

Originally proposed in May 2022, the proposal has bounced around for more than four years. On Thursday, lawmakers once again voted to send the bill back to the Council of the EU, which represents the governments of the member states.

Members needed at least 361 votes to reject the bill, and even though they voted in a majority, it was not enough to kill the legislation.

"CHAT CONTROL IS COMING," wrote Cypriot member of parliament Fidias Panayiotou.

"Even though most Members of the European Parliament have voted to REJECT Chat Control, we have not been able to reach the absolute majority that was needed (361 Members). This is a sad day for Europeans," he added.

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CHAT CONTROL IS COMING

Even though most Members of the European Parliament have voted to REJECT Chat Control, we have not been able to reach the absolute majority that was needed (361 Members).

This is a sad day for Europeans. pic.twitter.com/fFJ1Khv0BS
— Fidias Panayiotou (@Fidias0) July 9, 2026

The EU proposal is meant to disrupt and stop Child Sexual Abuse Material, referred to as CSAM, by having social media and tech companies scan messages for potentially harmful content.

In a report from November 2025, the EU revealed the types of data tech companies had collected since engaging in its voluntary detection trial. The companies reported that they had collected the following traffic data:

"a) data related to the user account (Google, LinkedIn, Microsoft, Yubo), e.g. user ID, username, and IP address;

b) metadata related to content (Google, LinkedIn, Microsoft, Yubo);

c) data related to a potential victim (Google);

d) abuse operations data (Google)."

All providers mentioned videos and images, according to the EU.

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Nicolas TUCAT/AFP/Getty Images

Now at stake is whether scanning must include monitoring even end-to-end encrypted services, a scheme advanced under the moniker Chat Control 2.0.

Politico described the vote on Thursday as "chaotic," with one MEP reportedly telling the EU parliament vice president, "We don't know what we are voting on."

Member countries now must either accept the changes or propose a different version, which would send the EU into conciliation procedure.

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'Keep drivers focused': EU mandates eye-tracking cameras in every car



The European Union says it wants to keep drivers safe by mandating new safety protocols surrounding emergency detection and distracted drivers.

The method of achieving these safety measures is likely to anger some drivers, if not many.

'This requirement does not forbid the ADDW system to use data from the camera.'

In an article titled "Safer cars, safer roads: New rules take effect," the EU announced that its new "life-saving systems" are required for all newly registered cars and vans starting on July 7.

This includes requirements for expanded safety glass, new tests for worn tires, emergency brake detections, and most notably, an "advanced driver distraction warning system to keep drivers focused."

According to official EU documents, these ADDW systems are required to monitor where the driver is looking at all times.

"The presence of the driver's gaze shall be monitored by the ADDW system in the areas of interest," the documents state.

Although the amount of cameras (and their placement) is not described, the set of rules does define what is considered a "distraction" area for the driver. This includes the driver's lap, the center console, and behind the driver's seat.

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Billy H.C. Kwok/Getty Images

Allowable areas include the entire view of the windshield and the passenger window area.

The allottable time a driver is allowed to "gaze" into the distracted areas depends on the driver's speed. At speeds between 20 kph and 50 kph (between 12 mph and 31 mph), "if the driver's gaze remains within the defined 'distracted' vision area for more than 6 seconds," the car will issue a warning, InterRegs writes.

Above 50 kph, the time of allowed drifting gaze is just 3.5 seconds. Any violation of the allotted times will trigger a "visual warning ... to inform the driver, and an acoustic and/or a haptic warning shall be used" as well.

The warnings may "cascade and intensify" until the trigger conditions are met, the rules state. At the same time, there does not exist any verbiage that describes vehicle intervention or any kill switch to cut off the car's engine if the driver fails to comply.

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Francis DEMANGE/Gamma-Rapho/Getty Images

In April, Republicans argued against similar technology being implemented in the United States, which included both passive and active monitoring tools, some of which can be powered by artificial intelligence.

Not only were infrared cameras that track a driver's eye movements and pupil dilation a possibility, but so were "cockpit-embedded sensors" capable of estimating blood alcohol levels through a driver's breath.

Other proposed methods have included touch-based sensors that detect alcohol through the skin of a finger or palm.

The EU says the new systems must function "without relying on biometric personal data of any vehicle occupants."

This data refers to any "physical, physiological, or behavioural characteristics" that identify the person, including "facial images."

"This requirement does not forbid the ADDW system to use data from the camera(s) equipped in the vehicle, it forbids the identification of the person by the ADDW system."

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Air Conditioning Bans Are Latest Example Of Climate Alarmism Damaging Lives

Climate orthodoxy has cultivated a culture that accepts lower standards of living and rejects modern comforts in the name of fighting climate change.

The Brexit Blame Game Is Really Aimed at Trump

The 10-year anniversary of Great Britain voting to leave the European Union is a moment to mark how the dire predictions of Brexit opponents have largely failed to come to fruition.

Instead, the U.S. press is painting Brexit as a failure and as the sole cause of all of the U.K.’s many ills. The New York Times, quaintly catering to readers who think there’s any remaining distinction between the paper’s news and opinion sections, published two long articles making the same point. "10 Years After Brexit, the Dismal Verdict Is In," an opinion piece claimed, while a news article averred that "Brexit has damaged the British economy and the costs have steadily accumulated over the past decade, greatly outweighing any benefits, economists say." Bloomberg News weighed in with a 20-minute-long video, "What 10 Years of Brexit Has Cost the UK."

The post The Brexit Blame Game Is Really Aimed at Trump appeared first on .

At D-Day Event, Hegseth Warns Of European Beaches ‘Stormed’ By Third-World Migrants

Hegseth said many countries in Europe 'grew comfortable' after World War II and 'forgot that peace is not wished into being.'

Pope offers tried-and-true solution to Europe's population crisis



Pope Leo XIV urged European leaders on Monday to get in gear and address the continent's demographic crisis by reinforcing the family and affirming the dignity of human life.

The pope's call to action comes amid a severe demographic collapse that threatens not only Europe's social and economic stability but the cultural identities and destinies of various nations.

'A rejection of the Christian inspiration of the founding fathers of the EU institutions has led to a time of drastic sterility.'

The number of live births in Europe per 1,000 persons in 1970 was 16.4. By 2024, the crude birth rate had fallen to 7.9.

According to Eurostat, the European Union's total fertility rate — the average number of kids born to a woman over her lifetime — stood at 1.34 live births in 2024. Of the children born that year, nearly one in four have a foreign-born mother.

The fertility rate necessary for a population to maintain stability and replenish itself without requiring replacement by foreign nationals — what is referred to as replacement-level fertility — is 2.1.

Even when factoring in Europeans' replacement by foreigners, statisticians project the EU's population will fall by 11.7% between now and 2100 — from roughly 452 million to 399 million. Among the countries expected to thin out are Portugal, Italy, Greece, and Poland, projected to suffer population declines of 19.3%, 24%, 30.1%, and 31.6%, respectively.

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In his address this week to European officials, including members of the European Parliament's Intergroup on Demography, Pope Leo stressed that the continent's demographic crisis "stands as a crucial juncture for the anthropological, social, and economic future of Europe."

Echoing his predecessor, Pope Francis, Pope Leo said that Europe is not becoming the "old continent" because "of its glorious history, but because of its advancing age."

After emphasizing that "children are the future," Pope Leo noted that "a rejection of the Christian inspiration of the founding fathers of the EU institutions has led to a time of drastic sterility, not only because too many have been deprived of the right to be born, but also because there has been a failure to pass on the material and cultural tools that young people need to face the future."

In addition to faulting the Europeans for increasingly abandoning their Christian roots, the pope reprimanded them for Trojan-horsing the means of their demographic demise into policies advertised as "family-friendly" — policies that he said "simultaneously promote discrimination against motherhood, exalt abortion as a right, and undermine the very foundation of the desire to start a family."

To both address the demographic challenge at hand and counter the "two extremes of excessive state intervention and individualism," the Roman pontiff noted that Europeans must respect and promote the central place of the family — which "is founded on marriage between a man and a woman" — and apply the principle of subsidiarity.

"Only a fresh springtide for the family can transform the winter chill of our aging populations," said the pope.

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European Author Of Banned Book: ‘It Is Christianity They Are Trying To Censor’

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Europe's Painful Quest for Unity

All roads lead to the European Union. This, in a nutshell, is the argument of Roderick Beaton's book covering the history of the continent from ancient Greece to today's war in Ukraine. A professor emeritus of history at King's College London, Beaton wants his readers to consider the idea of Europe as it developed from around the battle of Marathon (490 B.C.) to the siege of Mariupol (2022 A.D.). And in a swift narrative he recounts this history, moving seamlessly from wars to peace treaties, from Polybius and Dante to Francis Fukuyama, from Jesus to Jacques Delors.

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